Txt msg frm my bank
October 1st, 2005 | by ka edong |Look what I got from my bank! An SMS message. Grabe, close na talaga kami, textmates na kami!
From: +639178910000
Message:
BPI CARD:Your credit card acct is past due.Pls call 8989247 or send reply to 09178910000,text BCC[space] your card no & message
First thought: Uy, BPI found a way to remind clients to pay. In the past, they would place a call. But now with SMS, it’s less labour intensive, it’s cheaper, it’s less intrusive (imagine receiving a call from your bank while in a meeting).
Second thought: Doesn’t this open up avenues for fraud? Although text fraud is prevalent as it is, this kind of official communication from a bank inadvertently gives scam SMS some margin of “credibility” or at least some margin of false “believability”.
At least I knew that BPI uses 89-100. I also know that BPI keeps a record of my number. I also know that the info in the message is (unfortunately! Ü ) accurate. Thus, I trusted the message I received.
Will other subscribers be as vigilant as I?
BPI, are you sure you’re not opening up a pandora’s box?
At the end of it all, subscribers beware of possible scam SMS posing as your bank or credit card company.
Kung may magpapaloko, may manloloko.
- ka edong
moblog, maya heading 4 iloilo
7 Responses to “Txt msg frm my bank”
By Kates on Oct 2, 2005 | Reply
Papunta ka pala dito sa iloilo. Bakit di mo sinabi?
By ka edong on Oct 2, 2005 | Reply
hindi po ako. boss ko ang nagpunta iloilo
By pogigod on Oct 3, 2005 | Reply
this is actually scary.. unless there was an announcement from BPI that this is an official service.ie. (new service announcements inserted in your bill of course with the privacy policy and conditions.)
if you received this from them without your permission then that is unsolicited sms..
texting back with a creditcard number and sending it via clear sms without any privacy policy is tricky.
By ka edong on Oct 3, 2005 | Reply
Right. Despite the indications that it was truly from BPI, I chose not to reply to the message.
I wonder what BPI has to say about your comment, pogigod.
By esti on May 4, 2006 | Reply
waah. seryoso ba ‘to? first time I heard of it baka scam lang eh. bakit kaya kelangan pang ilagay ang credit card number para makilala ka? dapat siguro tandaan na lang nila yung number ng subscriber nila.
(OT: i have a new site, ka edong! )
By ka edong on May 8, 2006 | Reply
on a separate development:
I’ve been getting BPI updates from an 11 digit number (format 091x-1234567).
And, it so happens to be the same number that HSBC uses to send me updates.
By Fpdejmsq on Aug 15, 2008 | Reply
QpRzh5 FFFIILLUUUSSS2,