BPI Express Mobile
Published on 26 Oct 2005 at 7:00 am.
2 Comments.
Filed under m-Commerce.
Right before leaving for an e-Banking for the Masses conference in South Africa, I found myself usiyosero-ing a service of BPI in partnership with Globe.
They call it BPI Express Mobile. It is an additional channel of electronic banking by the leading commercial bank in the Philippines.
BPI has Express phone and Express Online that allows clients to conduct bank transactions through the phone and through the Internet. BPI Express Mobile is an extension of these services. Through a Globe cellphone, a client will be able to verify account balances, transfer funds, pay for bills etc.
I was wondering about this service. I know for a fact that BPI has had mobile banking services since more than two years ago. What’s new about this service? I guess it’s a repackaging and a re-launch of an upgraded mobile banking service.
At the very least, I see that they’ve replicated almost all of the phone and online transactions. I also see that all transactions are now built into the STK (SIM Toolkit) and everything is menu driven. (On another note, there are a couple of other m-banking services in the STK including one by Banco de Oro).
I wonder too whether BPI has integrated any G-Cash transactions into their BPI Express Mobile service. Ma-kilatis nga ulit.
Downside: This mobile transaction channel has corresponding costs. Compared to phone and online transactions that don’t cost anything, the mobile channel costs P2.50 per SMS sent.
BPI Express Mobile will be convenient when making urgent transactions while on the road. But if you’re at your office or home, better to do those banking transactions through phone or Internet.
ka edong
minsan, bangking mag-isip
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Related Articles on Technobiography:
Technobiography » I can’t bank on Mobile Banking on 12 Jan 2006 at 7:03 am: 1
[…] In October 2005, I applied for a Globe-BPI mobile banking service called BPI Express Mobile. The service promised to let transact with BPI through my mobile phone just like I do on the Internet via www.BPIexpressonline.com. I’d be able to check my balances, transfer funds, pay bills etc. […]
erich faustino on 14 Feb 2008 at 10:21 pm: 2
gudpm ka edong!
this is erich. dept head ng bpi mobile banking. would like to enroll u in our express mobile services.
i already emailed u before but i lost your contact details.
do you have landline or cellphone i may call?
thank you!